Shop Pay

Buy Now, Pay Later

Split your payments into installments,
without any hidden fees*

When using Shop Pay, you can buy now and pay later in installments!
Paying in installments on Shop Pay allows you to split your purchase amount into equal, biweekly installment payments—with 0% interest, no hidden or late fees, and no impact on your credit score.*

*Estimated payment amount excludes taxes and shipping. Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

How does it work?

Add items to your cart.
Check out with Shop Pay.
Choose to pay in installments.

Your first payment will either be due at checkout or 2 weeks after your purchase. The remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know.

Fast Approval

Get approval instantly

Easy Payments

Payments split into equal installments

No Hidden Fees

0% interest - no surprises

Shop Pay Installments FAQ

What are the installment payments for Shop Pay?

When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into equal, biweekly installment payments up to 12 months—with 0% interest, no hidden or late fees. In some cases, your first payment is due to complete your purchase; or, your first payment is due 2 weeks after your purchase.

How will installment payments through Shop Pay my credit score?

There is no impact on your credit score when using Shop Pay installments. Shop Pay by Affirm does not report to credit bureaus.

What payment methods are accepted for installment payments?

Debit and credit cards are accepted for Shop Pay installment payments.

What happens if i return my order I used Shop Pay to purchase?

All refunds are processed returned for orders using Shop Pay within 10 business days. The balance on your Shop Pay account will be updated by the next billing period.

How do I manage my account or change payment methods and addresses?

All settings are managed through the Shop portal.

Are there late fees?

There are no late fee if payments are made on time.